How does user authorization work in mobile banking app?

User authorization in a mobile banking app works through a multi-layered security system to ensure the safety of user accounts and sensitive financial information. Typically, the process involves multiple steps to verify the user's identity and grant access to their account. Firstly, the user is required to register and create a unique username and password. Upon login, the app may implement additional security measures such as biometric authentication (e.g., fingerprint or facial recognition) to confirm the user's identity. Additionally, some banking apps may incorporate two-factor authentication, where a unique code is sent to the user's registered mobile number for verification. This combination of username/password, biometrics, and two-factor authentication helps to protect against unauthorized access and provides a high level of security for users of mobile banking apps.

This mind map was published on 31 July 2023 and has been viewed 133 times.